Retirement Savings Calculator

The Scottrade retirement calculator helps you determine the impact of different savings scenarios on the likelihood that your retirement savings will last until your self-selected age (duration). These calculations are based on your current savings and how much you plan to contribute each year until retirement. By changing the various inputs such as "Annual Contributions," "Asset Allocation," "Annual Expenses," and "Additional Annual Revenue During Retirement," you can gauge the length of time that your assets may last during retirement.

Based on your retirement savings plan with a Moderate Growth investment asset allocation, and retiring at age 65 with annual expenses in today's dollars of $75,000, your plan is projected to fund your retirement goals 62% of the time.

Annual Contributions (include employer match where appropriate
Current Retirement Savings
Current Investment Asset Allocation
Additional Annual Revenue During RetirementOptional
Social Security
Part-time Income
To increase the likelihood of staying on track, it might help to take these additional steps:
  • Increase your annual contributions
  • Retire later
  • Reduce Annual Expenses During Retirement
  • When you retire, supplement your income with Additional Revenue During Retirement
  • Put more assets into your retirement (e.g., downsize your house)
  • Lower your Duration age
  • Change your Investment Asset Allocation
For details on criteria, calculations, limitations and assumptions used, please see:

Calculations & Assumptions
Need help? Visit

This calculator is for informational purposes only and should not be considered investment advice. Scottrade is not responsible for the consequences of any decisions or actions taken as a result of information provided by this tool. Scottrade is not responsible for any human or mechanical errors or omissions. Please consult a tax, legal, or financial advisor with questions regarding your investment objectives and personal tax or financial situation.

IMPORTANT: The projections or other information generated by the Retirement Savings Calculator calculator regarding the likelihood of various investment outcomes are hypothetical in nature, do not reflect actual investment results and are not guarantees of future results.

The information and content provided in the Scottrade® Knowledge Center is for informational and/or educational purposes only. The information presented or discussed is not, and should not be considered, a recommendation or an offer of, or solicitation of an offer by, Scottrade or its affiliates to buy, sell or hold any security or other financial product or an endorsement or affirmation of any specific investment strategy. You are fully responsible for your investment decisions. Your choice to engage in a particular investment or investment strategy should be based solely on your own research and evaluation of the risks involved, your financial circumstances and your investment objectives. Scottrade, Inc. and its affiliates are not offering or providing, and will not offer or provide, any advice, opinion or recommendation of the suitability, value or profitability of any particular investment or investment strategy.