Traditional IRA Vs. Roth IRA Calculator

This IRA calculator helps you determine whether a Traditional IRA or Roth IRA is the best vehicle for your retirement savings and is based on the 2017 IRA contribution and deduction limits. Note: Roth 401(k) comparisons should not be made with this calculator.

Your Age & Retirement Age
Investment Style
Participate in an Employer Plan
Select a tax filing status
Max Annual IRA Contributions
 Traditional IRARoth IRA
Total Contributions$64,000$64,000
Contributions + Investment Growth$139,209$139,209
Taxes due at retirement$11,281--
Value of reinvested tax deductions$0--
Value at retirement (age 65)$127,928$139,209
For details on criteria, calculations, limitations and assumptions used, please see:

Calculations & Assumptions
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